Texas insurers still fail to say when rates will decline
When the Texas medical malpractice caps were being voted on, the supporters of Proposition 12 pushed the law saying in return doctors would experience decreases in Texas medical malpractice premiums. The law was barely passed, capping Texas medical malpractice noneconomic damages at $250,000 each from doctors, hospitals, nursing homes, and other facilities, for the total of $750,000.
Since the Texas medical malpractice caps were voted on, just one Texas medical malpractice insurer has announced premiums would be lowered. The insurance company announced it would have a 12% cut, raising question of how much room they had in their rates since the company has increased its rates seven times for a total of 128% since 1999.
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